Legal Notice

Operator information and legal disclaimers for this website.

Website Operator

This website is operated by:

SM Tech Swiss GmbH

Scope of This Website

swiss-health-insurance-guide.ch provides general informational content about the Swiss health insurance system. The website is designed to help English-speaking residents and expats in Switzerland understand the compulsory health insurance framework, compare available options, and make informed decisions about their coverage.

No Professional Advice

The information published on this website does not constitute legal, financial, medical, or insurance advice. While we strive to ensure accuracy, the content is provided for general informational purposes only. Swiss health insurance regulations change frequently, and cantonal rules differ. You should always verify details with your insurer, your cantonal authority, or a qualified professional before making decisions that affect your insurance coverage or financial situation.

Limitation of Liability

SM Tech Swiss GmbH accepts no liability for the accuracy, completeness, or timeliness of the information provided on this website. We exclude liability for any direct or indirect damages arising from the use of, or reliance on, the content of this website, to the extent permitted by Swiss law. This limitation applies to all content, including text, tables, calculations, and any interactive tools.

External Links

This website contains links to third-party websites, including insurance comparison platforms and government resources. We have no control over the content, availability, or data practices of external websites. The inclusion of a link does not imply endorsement or responsibility for the linked site's content. You access external links at your own risk.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the intellectual property of SM Tech Swiss GmbH or its licensors and is protected by Swiss and international copyright law. Reproduction, distribution, or modification of any content without prior written consent is prohibited.

Applicable Law and Jurisdiction

This legal notice and the use of this website are governed by Swiss law. Any disputes arising from or in connection with this website shall be subject to the exclusive jurisdiction of the competent courts in Switzerland.